Sometimes, owning a pet comes with unexpected costs. For these times, we recommend CareCredit and Scratchpay.
CareCredit is a credit card for healthcare expenses. Depending on the amount of credit you are able to obtain, CareCredit can be used for an emergency or multiple visits and can even be used for human medical visits as well!
"CareCredit is different from a regular credit card. Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards. Pay for health, and wellness care at over 200,000 enrolled providers across the nation. Once you've applied, you can use it again and again at any location that accepts CareCredit. With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date. CareCredit also extends longer term healthcare financing for 24, 36, 48 or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $2,500 or more qualify for the 60-month offer with a 16.9% APR (24, 36 and 48 financing terms are for purchases of $1,000 or more with a 14.9% APR). " -- CareCredit.com
Scratchpay is a short-term loan specifically for veterinary care. Unlike a credit card, Scratchpay only loans you the amount of money that we charge for the visit.
"Scratchpay pays the veterinary clinic immediately. Depending on the payment plan you have selected, you either pay Scratchpay in 30 days with no interest, or in monthly installments over a period of 12 or 24 months with interest based on the rate you qualify for." --Scratchpay